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October 18, 2010

自从美国经济危机以来,美国的银行业吸取教训,痛定思痛,开始向中国的同行们学习:

首先,他们改变了谁有钱都可以开银行的规矩,干掉了无数有问题该干掉的(熊斯蹬银行)和没有问题制造问题也要干掉的(华盛顿互惠银行)。

其次,他们实现了银行事实上的国有化。

现在,他们开始抓服务了:

话说我跟老婆在摩根大通Chase这家事实上国有的银行里面有好几个账户,我的存款账户,我老婆的存款账户,我的信用卡账户,我老婆的信用卡账户。你问我为啥开这么多?因为人家国有嘛,我们信任人家嘛。

可是太多的账户的确麻烦,每个月账单对账单就有4份,骚扰电话更是无数,主要都是竞争对手来拉客的,比如花旗,每天早中晚饭各打一个电话,你说你们都是一家老板,何必呢?跟伯南克说说不就结了?

扯远了,话说我们账户太多,又没啥利息,于是决定去关掉老婆的存款账户,然后把钱转到我的账户。周六去办了手续,周日美国银行不上班(多人道啊您说)。今儿早上一看,账户还在,钱也没动。

我老婆只好再跑了一次银行,因为打电话不行的,人家银行要保证储户的安全。办完手续回家上网一看,钱也转了,账户也少了一个,可是怎么还有两个存款账户呢?原来,人家为了保证我不乱花老婆的钱,把我的信用卡账户给关了。

5 Comments »

  1. “原来,人家为了保证我不乱花老婆的钱,把我的信用卡账户给关了。”
    fu wu dao jia

    Comment by Song Wei — October 18, 2010 @ 7:33 pm

  2. 很人性的服务,哈哈

    Comment by laolu — October 22, 2010 @ 1:43 am

  3. 人性化,这服务好呀!美国星期六窗口不休息?

    Comment by Samuel — October 25, 2010 @ 4:06 am

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